Commercial Mortgages
Commercial
Conventional
These programs
are amortized over a 20-25 year term, with maturity of 5, 10 or 15 years.
These groupings require documentation as to financial statements, tax-returns,
profit & Loss, bank statements and/or rental agreements. Interest
rates are extremely competitive and will adjust with Wall Street prime
rate. Appraisals and environmental reports are required of all properties.
Good credit and verification of assets is a pre-requisite to these loan
products. Some Property types we currently finance:
Office
Buildings, New Construction, Strip-Malls, Industrial, Warehouses, Gas
Stations, Schools, Apartment Buildings, Churches, Restaurants, Free-Standing
Buildings, and Condominiums. If you own property, there is a loan program
for you.
1-30 year loan terms available. 90% LTV also available.
Apply for
a Commercial Conventional Loan |
Application
Checklist
Commercial
Non-Conventional
These loan
products are based on the value of property, projected future use, and
are designed for persons, corporations, partnerships, that have experienced
credit-challenges, inability to verify assets or income, and are designed
to tailor the needs of our borrowers. The interest rates on this grouping
of loan programs are slightly higher than our conventional commercial
rates but are designed to meet the commercial needs of borrowers, whether
they be a result of bankruptcy, foreclosure, Federal Tax Liens, Judgments,
Property Settlements, Dissolutions of Marriage, Financial Work-Out Programs,
Unusual Purchase Agreements, or those cases that are not readily financiable
through conventional sources.
Office
Buildings, New Construction, Strip-Malls, Condominiums, Industrial,
Warehouses, Gas Stations, Schools, Apartment Buildings, Churches, Restaurants,
Free-Standing Buildings, Bars/Nightclubs, Hotels, Motels, Single-Purpose
buildings, Marinas, Dry Boat Storage Facilities, Vacant Land, and Acquisitions.
1-10 year loan terms available.
Apply
for a Commercial Non-Conventional Loan |
Application
Checklist